Appraisal

Expert Appraisers

Many may not even know it exists, but in most P&C insurance policies it allows the insured to invoke the appraisal process. Our expert appraisers can help you invoke your right and will thoroughly estimate and adjust your loss.

Trust the Experts in Appraisal Dispute Resolution

When insurance claims are undervalued or disputes arise, the appraisal process offers a fast, efficient alternative to lawsuits - saving you time, money, and frustration. With our team of expert appraisers, we'll represent you - policyholders, insurance claimants, and property owners - to negotiate fair and accurate settlements.

Why Choose Our Appraisal Services?

1. Expert Appraisers:
   We're experienced professionals who understand the complexities of insurance claims.
2. Responsive Service:
   From initial contact to final settlement, we keep you informed every step of the way.
3. Thorough Process:
   We meticulously evaluate damages to ensure no detail is overlooked.

How It Works

1. Demand/Invoke Appraisal
   
   Disagree with your insurer's valuation? Invoke the appraisal clause in your insurance policy to begin the process.
2. Hire an Expert Appraiser
   Select an appraiser from our team to represent you in the dispute. We'll review your case and handle negotiations with the insurance carrier's appraiser.
3. Reach a Fair Settlement
   The goal of appraisal is to reach a compromised solution that both parties can agree upon. However, you likely retain your rights under the policy if you cannot settle the dispute through this process.

What is insurance appraisal?

Appraisal is an alternative dispute resolution process included in most property insurance policies. When you and your insurer disagree on the value of your claim, appraisal lets each party hire an independent appraiser to negotiate a resolution.

How is this different from hiring a lawyer?

Appraisal is faster, less costly, and less adversarial than filing a lawsuit. It focuses only on determining the value of your claim, while disputes over coverage may require legal action.

How much does it cost?

Invoking the right to appraisal under your policy doesn't cost anything. However, you will need to pay for a qualified appraiser to serve on your claim. JRS appraiser fees range from $500.00 to $5,000.00 based upon the size and complexity of the claim. Our appraiser fees are flat-fee arrangements, ensuring you never have unexpected expenses. We also bill actual value for expenses incurred, such as travel.

Who pays for the appraisal process?

Each party pays their own appraiser, and the costs of the umpire, if needed, are shared equally. This ensures a fair and balanced resolution.

How long does the process take?

Once both appraisers are selected and the process begins, most disputes are resolved in weeks, not months.