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First Response Program

Our First Response Program is designed to help commercial building owners manage risk associated with building ownership. Our primary goal is to identify and indemnify property and causualty losses by both physical site inspections and policy reviews by appropriately licensed staff.

Reputation & Reviews

We've been around for over a decade as an A+ Rated BBB business

Experience & Expertise

All trade crews are certified, and every insurance claim is reviewed by a licensed attorney

Transparent Pricing

Bid work includes line-item specifics, detailing exactly what's in our roofing contracts

Unmatched Warranty

We offer a Lifetime Warranty on our workmanship

Benefits of Having JRS Experts Review Your Property & Casualty Insurance Policy Annually

  1. Ensures Adequate Coverage

    JRS can identify gaps or ambiguities in the policy language, ensuring that the coverage matches the property's value, risks, and current needs. For example, we can confirm that natural disasters (e.g., like hail and windstorms) common to the area are included or recommend riders if needed.

  2. Prevents Underinsurance or Overinsurance

    By reviewing replacement costs, deductibles, and limits, JRS can notify you to prevent underinsurance (leaving the owner vulnerable to out-of-pocket expenses) or overinsurance (paying for unnecessary coverage), optimizing premium costs. This is vitally imortant in avoiding co-insurance penalties as well.

  3. Clarifies Policy Terms and Exclusions

    Insurance policies are often complex, with exclusions or conditions that might catch owners off-guard during a claim. JRS attorneys can explain these in plain language and suggest adjustments, reducing the risk of denied claims due to misunderstanding your policy.

  4. Protects Against Unfair Claim Denials

    With an annual review by JRS, owners gain insight into their rights and the insurer's obligations. This knowledge can preempt disputes or strengthen the owner's position if a claim is unfairly denied, as JRS can spot potential bad-faith practices early.

  5. Adapts to Changing Circumstances

    Property values, local regulations, or personal circumstances (e.g., renovations, new tenants) change over time. A JRS attorney can recommend updates to keep the policy aligned with these shifts, avoiding coverage lapses.

  6. Provides Peace of Mind

    Knowing a legal expert has vetted the policy reduces stress, especially during a crisis when owners need to rely on their insurance without second-guessing its terms.

Benefits of Having JRS Licensed Contractors Physically Inspect the Property Annually

  1. Identifies Maintenance Issues Early

    JRS contractors can spot small problems-like roof leaks, cracked siding, or structural wear-before they escalate into major, costly repairs. Early detection preserves your property's value and prevents avoidable damage.

  2. Supports Insurance Claims with Documentation

    By conducting annual inspections, JRS provides detailed records of your property's condition. This documentation can prove pre-existing conditions versus new damage, making insurance claims smoother and more successful after a storm.

  3. Ensures Compliance with Policy Maintenance Requirements

    Many insurance policies require regular upkeep to avoid claim denials due to neglect. JRS inspections confirm your property meets these standards, reducing the risk of insurers rejecting claims over maintenance disputes.

  4. Enhances Safety and Property Value

    JRS can identify hazards like faulty wiring or water damage risks, protecting occupants and maintaining your property's market value through timely repairs and upgrades.

  5. Adapts to Property Changes Over Time

    As your property evolves-through renovations, wear, or environmental shifts-JRS contractors recommend maintenance tailored to its current state, ensuring it remains resilient against local weather threats like hail or wind.

  6. Provides Peace of Mind

    Knowing a licensed JRS contractor has thoroughly inspected your property annually reduces worry, giving you confidence that your investment is protected and ready for whatever storms may come.

Benefits of Having Your Commercial Property Continually Monitored by JRS Staff for Weather-Related Losses

  1. Detects Weather Damage in Real-Time

    JRS monitoring systems can identify weather-related issues-like hail impacts or wind damage-as they occur, allowing for immediate action to minimize losses and protect your commercial property.

  2. Strengthens Insurance Claims with Timely Evidence

    Continuous monitoring by JRS provides real-time data and logs of weather events, offering irrefutable proof of damage timing and extent, which speeds up and supports successful insurance claims.

  3. Reduces Risk of Unnoticed Deterioration

    JRS keeps a constant eye on your property, catching subtle weather-related wear-like water infiltration or roof stress-that might go unnoticed, preventing costly long-term damage.

  4. Provides Peace of Mind

    Knowing JRS is continuously watching your commercial property for weather-related losses reduces stress, giving you confidence that potential issues are caught and addressed promptly.

Benefits of JRS's Preventative Maintenance

  1. Extends Property Lifespan

    With JRS inspecting your property twice a year and performing tasks like caulking, sealing, and repairing small holes, your building's key component-its roof-will last longer, delaying costly replacements.

  2. Reduces Risk of Major Damage

    JRS clears debris and ensures drainage systems work during biannual visits, preventing water buildup or structural stress that could lead to expensive repairs after storms or neglect.

  3. Supports Insurance Compliance

    Regular maintenance by JRS, including sealing cracks and fixing holes, keeps your property in top shape, meeting insurer requirements and reducing the chance of claim denials due to poor upkeep.

  4. Catches Issues Early

    Through twice-yearly inspections, JRS identifies and repairs small cracks, holes, or drainage issues before they escalate, saving you from unexpected repair costs and maintaining property value.

  5. Enhances Property Resilience

    JRS's preventative tasks-like caulking, sealing, and debris removal-strengthen your property against weather threats, ensuring it's ready for rain, wind, or snow year-round.

  6. Provides Peace of Mind

    Knowing JRS handles biannual inspections and maintenance-like clearing drains and sealing gaps-lets you rest easy, confident your property is proactively protected from wear and tear.